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(one) Any details with regards to a lender's institutional capacity or constraints, such as the dimensions and economic problem of the lender, safety and soundness limits, or some other bank-particular things that considerably have an effect on the lender's power to deliver retail lending, retail banking expert services and retail banking products, Neighborhood growth loans, Group progress investments, or Neighborhood progress providers;

(one) A client loan is located from the census tract in which the borrower resides at some time the borrower submits the loan application;

(A) The Board considers the electronic shipping programs and other delivery methods of the following banking companies:

To develop supporting conclusions for borrower distributions of closed-stop dwelling mortgage loan loans, compact enterprise loans, and smaller farm loans, the Board evaluates the lender's functionality by comparing the Borrower Financial institution Metric to effectiveness ranges, according to the Borrower Industry Benchmark, Borrower Community Benchmark, and multipliers, as described in paragraphs V.d and V.e of appendix A to this component.

) Benefits or serves one or more geographic spots with lower levels of Neighborhood progress financing;

A bank need to delineate one or more facility-dependent evaluation regions within just which the Board evaluates the lender's report of assisting to meet up with the credit rating demands of its overall Local community pursuant to your performance checks and strategic system described in § 228.21.

The Board evaluates a lender's overall performance under an permitted system determined by the functionality checks that will implement during the absence of an accredited program and any optional evaluation components or suitable modifications and additions to the relevant performance assessments set forth while in the bank's authorised system.

(i) All the knowledge required to the bank's general public file should be preserved at the leading Business office and, if an interstate financial institution, at 1 department Place of work in Each individual Condition; and

다시 한번 비밀번호 확인 하시면 이용중인 화면으로 돌아가며, 작성 중이던

The Board considers the weighted typical from the efficiency scores akin to the financial institution's conclusions for that Local community Progress Funding Check for its facility-based evaluation parts in the nationwide location, calculated pursuant to segment IV of appendix B to this part.

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